Safe Online Shopping: 10 Tips to Avoid Getting Burned

You have to buy gifts for the holidays and you need to purchase them quickly. It is possible to possibly brave the madness of shopping at your neighborhood mall or kick back at home and buy all of your gifts online. Doing all your holiday shopping online could be a great way to save time while you find the appropriate gifts at the very best price. You’ll skip the parking lot wars, avoid getting the flu from your fellow shoppers, and stay out of pick-pockets’ crosshairs. But though it might be easy and convenient to look in your pajamas, you nevertheless still need to take precautions to be sure your electronic digital ‘purse strings’ are safe and sound. Here are some simple tips for safe online shopping:
Secure your computer. Ensure that your home computer has updated security computer software installed, and run regular method check to keep hackers’ keylogging viruses away.
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ONLY shop from home. Don’t do your online shopping from the local caf�, the airport or some other public places. These open systems are easier targets for identification thieves to hack into your personal computer. Only shop from your own secured home network.
Click carefully. Your preferred store just sent you an excellent coupon! But wait! Before you click on email links, be certain of where they lead. Fraud emails can look just like the real ones from your favorite stores, with back links that appear to take you to legitimate sites. But hover over the link and you may see a different web address – this could be a fake site, designed to gather your credit card facts for fraud. Your safest wager would be to manually navigate to your preferred retailer’s website.
Know thy merchant. Among best parts of online shopping is simply comparing prices to find a great deal. You might find the gift you want for half the price – but make certain the merchant is reliable and trustworthy. In the event that you haven’t done enterprise with a merchant before, look for online reviews. Employing aggregators like Amazon.com and Yahoo Shopping is another good way to ensure your merchant doesn’t acquire you for a fraudulent sleigh drive.
Lock down your site. Once you visit a retailer’s website, look for “https” at the start of the URL. This “s” – plus a small gold lock in the lower-right corner of your browser – indicates a supplementary level of security for your online shopping.
Log out. Always logout securely when leaving a website.
Check if your payment information are stored. Some online purchasing sites ask if you need to store your payment facts for future purchases. It certainly is handy to have your information stored, especially if you use that site often. But, watch out for this on lesser-known websites.
Compare ‘real’ prices. Make sure you know how much you will be charged for shipping, and when there are any taxes or fees that will be added to your web purchase. These ‘extras’ can truly add up quickly, so be sure you include them when comparison buying. Many retailers offer free shipping around the holidays, among others allow free in-store pick-up of your online purchases – easy methods to add extra cost savings to your holiday shopping.
Know the Return Policy. Browse the merchant’s return policy prior to making your purchase. One of the downsides of online shopping may be the inability to ‘try it on’ or see the item before purchasing, so make sure your merchant offers you an easy way to return/refund your purchase whether it’s not what you expected.